Community Development Block Grant
Adams County has a Community Development Block Grant for Housing Rehabilitation. The funds will be loaned at 0% interest to eligible households for home repairs. Applications are accepted on a first come first serve basis — if funding has been allocated, projects will then be placed on the waiting list. There is no cost to fill out an application and all information submitted is strictly confidential.
Funds are available for the following types of projects:
These funds will be lent to eligible households for home repairs. The loan is a 0% interest, deferred payment loan — you do not pay it back until you sell the house or no longer live there.
Installment loans are available for landlords who rent to tenants that are low- to moderate- income. The loan is a 0% interest loan. Loans are provided for rehabilitation costs to rental properties with four units or less and are re-paid to the community over a period of 10 years. The owner must agree to rent only to low-to-moderate income tenants for a period of 5 years. Contact the program administrator for more details.
The loan can be used to make the following types of repairs:
- Handicap Accessibility
- Replace Windows & Doors
- Heating, Water Heaters & Plumbing Electrical Upgrades
- Connect Water & Sewer Lines, Painting, Siding, Porch Repairs & Other General Improvements
**Eligible work for each project is determined by the initial HQS inspection.**
Some typical questions asked:
1. Who is eligible for assistance: The following are the income limits for owners and tenants:
In order to be eligible, our income must be below the Household income limits for Adams County (click on the following document for updated household income limits) : Household Income Limits.pdf
2.How do I apply? Applications will be available by calling the housing program office. If needed, program staff will assist you in completing your application.
3. Are there any loan fees that apply? Yes. There is a $50-$100 fee for a title search, a $30 fee to record your mortgage and $250 in project review fees. These fees are included in your loan.
4. Will a lien be placed on my property? Yes, all program participants will have a lien placed on their property in the amount of the loan.
CDBG special notes: If you have a child that is 6 years of age or younger, it is recommended and encouraged that he or she be tested for lead levels in their blood.
State of Wisconsin lead paint requirements: The program requires that we include an evaluation of the paint in your home as part of our project review. If your home was built prior to 1978, the program will require repairs to any deteriorating painted surfaces to reduce lead-based paint hazards. The work associated with lead paint hazard reduction will be included in your project costs and may limit your choice of contractors. It may also increase the price of some repair work. Only work that is considered essential and necessary will be permitted. All lead-based paint hazards will need to be corrected. Hazards will be determined upon an initial project assessment of your home.
"This publication and/or the activities described herein were funded by the State of Wisconsin, Department of Administration, Division of Housing."
The community development block grant program is an equal opportunity program. Women and minorities are encouraged to apply